However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can ...

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

You might want a Roth IRA if you think you'll pay less tax on your funds if you pay now; otherwise, a traditional IRA might be a better fit, as you'll be able to earn more interest on the larger ...

If your IRA is a Roth IRA Roth IRA accounts are more flexible ... not investment earnings (such as dividends or interest you’ve earned on those contributions). If you pull out earnings early ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

You can choose from a traditional, Roth or SEP certificate as well as a variety of terms at interest rates comparable to a standard IRA certificate. Read our Navy Federal Credit Union review.

The Federal Reserve isn't in a rush to cut interest rates, which means you could be on the hook for more taxes next year on the interest you earn now. These moves can help you soften that blow.

When interest rates are high (and you expect they ... any taxes on your contributions until withdrawal in retirement. Roth IRAs involve contributing after-tax dollars, allowing you to make tax ...

A custodial Roth IRA is a retirement account for minors that allows for tax-free growth. It provides all the benefits of a regular Roth IRA, but it’s geared toward kids and requires an adult to set up ...