While you can avoid taxes with smart asset selection – like tax-exempt municipal bond funds or closed-end funds (CEFs) that ...

Life gets busy, and investment advice can sound like buzzing in your ears after a while. That's especially true if you're ...

Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

The Backdoor Roth IRA is a valuable retirement savings tool for high-income earners looking to maximize tax-free retirement ...

When our kids started work as teenagers, we made a deal with them. If they contributed 25% of their income to Roth IRAs, we'd ...

Exceptions to the five-year rule. After opening and contributing to a Roth IRA, you’ll need to wait five years to begin tax-free withdrawals of investment earnings. “The very first ...

You can cut through the confusion of whether a Roth IRA or Traditional IRA will be your best bet by asking yourself six ...

The two main types of IRAs are traditional IRAs and Roth IRAs. A traditional IRA is a tax-deferred investment account, meaning qualified contributions are tax-deductible in the year they are made.

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

If you have a Roth IRA retirement account, though, it can be used as a source of funds for that all-important part of the ...

A stock market crash can be a nightmare for any investor, but if you have a Roth IRA, the stakes might feel even higher. Unlike traditional retirement accounts such as a 401(k), where taxes ...