Saving for retirement in a tax-advantaged plan makes a lot of sense. Why not reap some IRS benefits in the course of building ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

In 2025, the SECURE 2.0 Act allows a new "super catch-up provision" for individuals who turn ages 60 to 63 before the end of ...

Everyone knows it’s important to save for retirement. And yet there are lots of people who don’t have a single dollar saved for when they stop working. Why? The reason may be as simple as they ...

Retirement becomes financially feasible when projected income exceeds projected expenses. Retiring at age 64 with $715,000 in ...

Both the Roth IRA and 529 plan are accounts used to save money for the future, but there is a key difference: Roth IRAs were designed to save money for retirement while 529 plans were created to ...

The saver’s tax credit helps people who earn modest incomes save more for retirement. Learn whether you qualify for it and the advantages it can provide.

I am a 68-year-old woman married to a 75-year-old man.

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

You can choose to convert whatever amount you decide is most appropriate for your overall financial plan ... retirement funds, it is advisable to have both a traditional IRA and Roth IRA.

An IRA is an individual retirement arrangement that is tax ... taking the step of converting the money to a 529 plan. As long as the Roth IRA funds are used for approved expenses, you won ...