Retirees who are using the 4% withdrawal rule on autopilot are putting themselves at risk for market conditions that can leave them short.

How much can you withdraw from your retirement portfolio each year? For many investors, the go-to answer is 4%. Researcher Bill Bengen developed that rule of thumb back in 1994, meaning an annual ...

Bill Bengen, the creator of the 4% rule, shared eight customizable elements every retiree should consider when creating a ...

Early withdrawals. Those who want to take money out of their 401 (k) account before age 59 1/2 for other reasons may be ...

It’s true that normally, you have to wait until age 59 and 1/2 to take penalty-free withdrawals from a 401(k). But there’s an exception you might qualify for called the rule of 55. The rule ...

The other downside of a hardship withdrawal is that you can’t repay the money into your 401(k) plan or move it into an individual retirement account (IRA), so the distributions permanently reduce your ...

It may be time to give the 4% rule an upgrade. Retirement planners have used the popular guideline for their retirement withdrawal rates ... talk about using what, 55% stocks, 40% bonds, and ...

He introduced the 4% rule, which suggests that retirees can safely withdraw 4% of their portfolio in the first year of retirement and then adjust that amount annually for inflation. This strategy ...

Hardship withdrawals let savers tap their retirement funds early for an ... reduce your retirement savings. What is the rule of 55 and should you use it? For those reasons, hardship withdrawals ...