Good savings account interest rates are usually several times higher than the national average savings rate. As of June 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

Savings account and the 2 best requirements you can fulfil: Effective interest rate on first $50,000: Your earnings on first $50,000: Citi Wealth First Account Save $3,000/month + Spend $250/month ...

The current APY of the high-yield savings account for Synchrony Bank savings is 4.10%, which is far higher than the national average savings rate of just 0.43% APY.

The standard APY on Bank Smartly savings is 0.05 percent APY on any balance.* But if you have another qualifying U.S. Bank account and have $5,000 or less across accounts, you’ll earn 1 percent ...

TD Bank savings account interest rates are similar to what you’d get from other big traditional banks—meaning the APYs are relatively low, even if you qualify for a relationship rate bump.

When opening a Savings Account, one important factor to consider is the interest rate offered. It directly impacts your financial growth by determining how much your savings can earn over time.

When you compare banks, the interest rate on savings accounts can be a key factor. If a bank offers a higher rate, you might choose it over others. This competition among banks benefits you.

By keeping $10,000 in a Discover Online Savings Account for five years at a 3.70% APY, you’d earn about $2,149 in interest, making your total balance around $12,149.

To illustrate how simple interest works, assume you deposit $1,000 in a savings account with a 5% interest rate. After three years, you’d earn $150 in interest. Here’s the calculation: ...

According to the Federal Deposit Insurance Corp., that's an average rate of 0.41% on a traditional savings account, 1.77% on a 1-year CD, and 0.62% on a money market account. Secure a great rate ...

TD Bank’s savings account rates range from 0.01% to 4.00% APY, primarily depending on your account balance. TD Bank has no minimum opening deposit requirement on either of its savings accounts.

APR is the simple interest rate that the bank pays on your savings account balance. For example, if your savings account has an APR of 1%, and you have $1,000 in your account, you'll earn $10 in ...