A collateral loan is secured by something with significant value in case you default. This lowers the risk for the lender.

Both secured loan options come with lower rates than the lender’s unsecured personal loans. Bad-credit borrowers (those with a score below 630) have an easier chance qualifying for an Upgrade ...

Pawnshop loans can give you quick cash in exchange for your valuables, but the high cost and the risk of losing your ...

Delve into the world of loan sharks. Understand what defines a shark, the risks involved, legal implications, and safer ...

A personal loan is short-term financing that you can get to pay off a debt or make a large purchase. Find out if it's right ...

If you’re applying for a secured personal loan, your lender will require you to pledge valuable assets—or collateral. In the case of loans for homes or vehicles, the collateral is typically ...

Wondering what can I use a personal loan for? Personal loans can cover debt consolidation, home repairs, major purchases & ...

Get a comprehensive overview of personal loan requirements. Understand the essentials to help you prepare for a successful ...

With personal finance on the rise in Australia, Liberty is offering flexible personal loan solutions to keep up with borrowers’ plans.

Many personal loans are also unsecured, but some are secured and require collateral to secure funding. Usage: Many lenders won’t let you use persona loans for tuition-related expenses are ...

Best Egg also has a secured loan option for homeowners that makes it easy to offer up collateral based on fixtures like built-in cabinets and lighting. Read our Best Egg personal loans review.

Getting a personal loan when you have bad credit ... APRs are generally higher on loans not secured by a vehicle. Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60 monthly ...