The higher your credit score, the better your chances are to get approved for financial products — like personal loans — with a lower interest rate. Still, there are personal loans you can get ...

To get a personal loan from a bank, you'll generally need to provide a credit score and credit history, proof of income, debt-to-income ratio, and collateral for a secured loan, says Gabe Krajicek ...

Business Insider's personal finance experts compared U.S. Bank to the providers of the best personal loans of 2025 and found it to be a solid option, especially for borrowers who already use the ...