Depending on market conditions and your tax rate, now could be an ideal time to convert retirement funds into a Roth IRA — ...

Who doesn’t appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions ...

You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax ...

Roth conversions offer a strategic solution for retirees to reduce taxes, maximize retirement income, and leave a legacy of ...

Roth IRAs offer tax-free gains and withdrawals. They also don't force you to take RMDs. There are certain reasons why a Roth IRA may not benefit you now or in the future you should know about. It's ...

A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

Investing in a Roth IRA can be a smart way to save for retirement, but enjoying the tax benefits of a Roth generally takes some patience. That’s because you fund these accounts with after-tax ...

When selecting an individual retirement account, the traditional IRA is fine for many of us. But there are a number of factors that make a Roth account more compelling. Taxes remain a big reason. With ...

An individual retirement account (IRA) is a versatile personal savings plan designed to help Americans save for retirement, offering tax benefits along the way. If you've heard about IRAs but never ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. (NewsNation) — A Roth IRA is one of the most ...