Many savings accounts let you avoid monthly fees while still earning a high rate of return, in many cases over 4%. With a no-fee high-yield savings account, you’ll have the benefit of a high APY ...

which would guarantee your rate until spring 2027—no matter how many rate cuts the Fed makes. If you decide to open a CD, it's best to act fast. Like savings accounts, CD APYs are on a downswing.

Earning extra interest on your cash can help you hit your goals quicker — but where’s the best place to park your money? Savings accounts and no-penalty CDs both offer high interest rates and ...