Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?

Unexpected lowered credit limits can harm your credit score, but there are steps you can take to mitigate the damage.

Your credit utilization ratio is one of those things you probably don't spend much time thinking about. Heck, you may not even know what a credit utilization ratio is. In that case, here's a primer.

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Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit limits you have on ...

Closing a card can change your credit score. But keeping one open forever changes it too. Here's what actually happens.

Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb even higher with a few steps.

The U.S. government reaching its debt ceiling has major implications for the domestic and global economies. The debt ceiling is the amount of money the U.S. is authorized to borrow to pay its bills, ...