Whether you’re applying for a government-backed loan or a conventional mortgage, you’ll likely have the choice between a fixed or variable interest rate. Although a fixed-rate is typically safer, ...

The Bank of Canada has finally delivered another interest-rate cut – its first since March – and variable-rate mortgages are ...

Need cash now? Use our Personal Loans Tool to lock in great offers in minutes! Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Unsplash Buying real estate is an exciting journey, but you need to be responsible about the money involved. Perhaps one of the ...

When you get a fixed-rate mortgage, it's like buying insurance against inflation, and you're paying for that insurance over ...

Take advantage of the recently fallen private student loan rates before they increase. Discover tips on how to apply for ...

Last week, the average interest rate on 10-year fixed-rate private student loans inched down. That's welcome news for ...

"Most private student loans base interest rates on the one-month or three-month SOFR index," says Mark Kantrowitz, president ...

Tim Maxwell is a freelance writer who covers investing, real estate, banking, credit education and other personal finance topics. The sun is beginning to shine again on the interest rate environment ...

The interest rate on fixed-rate HELOCs stays the same throughout the draw period. In some cases, you can switch between a fixed-rate and a variable rate on these types of HELOCs to take advantage of ...

With the Bank of England pausing its rate cutting for now, homeowners remortgaging this year must choose between the ...