This AI breakdown of 401(k) plans covers retirement savings basics, employer perks and hidden trade-offs.

A Trump-linked Department of Labor proposal could let 401(k)s include private equity, real estate, and crypto, giving workers ...

If you’re considering offering employee benefits, few perks are more desirable to workers than a 401(k) retirement plan. As such, many employers use robust retirement plan options to attract and ...

Companies increasingly are allowing more flexibility with withdrawals, and some are offering annuity options.

Many people save and invest in a 401(k) plan with the hope that they can accumulate enough to eventually pay for retirement.

Workplace retirement plans like 401(k)s are among the most powerful tools for building long-term wealth, yet they are also among the easiest to overlook during major life changes. According to a 2025 ...

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, economics, and public policy. Peter began covering markets at Multex (Reuters) and has ...

Deciding on a Roth 401(K) or 401(K) can change your retirement. This Roth 401(K) vs. 401(k) comparison looks at their limits ...

Defaulting leads to a 10% penalty and potential loss of future investment gains.

Wealth Enhancement reports the IRS has raised 401(k) contribution limits to $24,500 and IRA limits to $7,500 in 2026, ...

Learn how to convert your 401(k) to a Roth IRA, understand tax implications, MAGI effects, the five-year rule, and smart strategies to minimize your tax hit.