When considering where to put your money for retirement, you may have to choose between an IRA and an annuity. These financial “vehicles” are set up to ensure guaranteed income down the road that can ...

Annuities and target date funds are popular assets for households who are either saving for retirement or already in their ...

Annuities can be a wise investment for those looking to secure a steady stream of income in retirement. An annuity is a contract between a purchaser and an insurance company. The purchaser invests in ...

Over the past several decades, you’ve been saving for retirement with one clear goal — to ensure your golden years are financially stable. Now that the countdown to your last day on the clock is ...

Converting an annuity to a Roth IRA involves transferring funds from an annuity, which provides an income stream, to a retirement account with tax advantages for withdrawals. This process has ...

Rolling your Individual Retirement Account (IRA) or 401(k) into an annuity may sound complicated but fear not — it may be straightforward and tax-free if done correctly. There are a couple of ways to ...

Receiving $30,000 in annuity income can reduce your RMD if the annuity is in a traditional retirement account. It’s important to consider your risk tolerance and long-term goals before committing to ...

Andrew Kessel was a breaking news writer for Investopedia until October 2025. He previously covered markets for Proactive Investors, with a focus on small-cap stocks in fintech, healthcare, mining, ...

When you consider where to invest your money for retirement, you have multiple options. Going with an IRA can lead to larger rewards with a more significant risk. Are you ahead, or behind on ...