Employer-sponsored 401(k)s have long had a couple of benefits over IRAs. First, many 401(k) plans come with an employer match ...

A 401(k) is an employer-provided retirement account you can contribute to with pre-tax dollars. If you have enough money to do so, you will need to decide if you should max out your 401(k ...

"Roth contributions are a way to still allow people to max out their retirement plan contributions without adding to the tax bomb that will go off down the road, especially since there are no RMDs ...

The limit for 401(k) contributions in 2025 is $23,500. An IRA can be more ideal if you want more investment options while still reaping retirement tax advantages. And finally, stock investing is ...

But Social Security's wealthiest beneficiaries get a lot more. The max monthly benefit in 2025 is $5,108 per month. That adds ...

Making the maximum contributions to your retirement plan can increase your retirement savings and lower your taxes. But the end of the year means the 2024 401(k) contribution deadline arrived.

While catch-up contributions are only applicable for households that already make the maximum retirement contributions, would they help you reach your retirement goals? For example, let’s say ...