One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

There are also rules limiting your IRA withdrawals. Typically, you'll pay a 10% early withdrawal penalty if you take money out of your account before age 59 1/2 without a qualifying reason, like: ...

Making the first retirement account withdrawal is like achieving most other financial milestones; it requires organization and planning. Planning ensures retirees withdraw with the intention to ...

You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.

You spend your entire career saving for retirement. Unfortunately, once the time for retirement comes, many people who have diligently saved end up making a major mistake with the money they've put ...

EPFO’s new 2025 withdrawal rules balance quicker partial PF access with longer pension lockdown, causing widespread concern.

Since Social Security isn't going to provide all you need, you'll want to set up some other income streams for your future ...

Required minimum distributions (RMDs) are a way for the IRS to ensure it receives some money after allowing you to deduct ...

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more flexibility -- while introducing safeguards that ...

The minimum service period for all types of partial withdrawals has been standardised to 12 months, as against up to seven years for certain withdrawal types. Additionally, the number of permitted ...

Members of EPFO can now breathe a sigh of relief as the organisation allows full withdrawal of PF balances. Here’s a look at ...

Twenties: While 77% of young middle-class adults report saving for retirement (via 401 (k)s or other means), median ...