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Mortgage rates hold steady July 23, 2025, with 30-year fixed at 6.625%. Trump hints at capital gains tax cut for home sales.

Mortgage rates retreated this week, with the 30-year fixed rate averaging 6.76 percent, compared to 6.81 percent the previous week, according to Bankrate’s latest lender survey.

A new company offers a software tool that allows buyers and agents to find sellers with low-rate mortgages that can be transferred.

Mortgage demand barely moved last week as interest rates slightly increased. Demand is still better, however, than it was a year ago.

While home equity rates have traded in a tight range this month, they are still lower than personal loan rates, which currently average 12.64 percent, and especially credit card rates, which average 20.

Privately held non-bank lender Carrington Mortgage Services, LLC’s third-party origination (TPO) channel announced several updates aimed at helping brokers and sellers grow and expand their Non-QM business.

The average rate on 30-year fixed home loans increased to 6.75% for the week ending July 17, up from 6.72% last week.