Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Some 71 million workers have access to 401(k) retirement plans and they have saved $8 trillion toward their retirement. The ...

That means paying taxes on the converted funds in the year you move the money to your Roth IRA. It needs careful handling so ...

You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax ...

You can mitigate this by doing a Roth IRA conversion now. This changes some of your tax-deferred savings into Roth savings, ...

In the decades when you're planning for retirement, the focus of many savers is to build up a substantial nest egg. But after you hit retirement, the focus shifts to efficiently using the funds by ...

Sometimes a Roth conversion isn't right for you — or at least not right now. A financial adviser explains what you should ...

Converting money from a traditional IRA or 401(k) into a Roth IRA means paying taxes up front in exchange for tax-free ...

On the May 12 episode of The Clark Howard Podcast, financial advisor Wes Moss, CFP, told Clark Howard something most ...

The Roth conversion ladder lets you move money from a traditional account to a Roth plan while minimizing your taxes.

Non-spousal recipients of an inherited Roth IRA don't enjoy the same flexibility. Although distributions from them are still tax-free, they still typically have to follow the 10-year rule, unless the ...