Employers choose between matching employee contributions by up to 3% (and no less than 1%) or making a mandatory contribution of 2%. From the start, employees are 100% vested in the SIMPLE IRA ...

Employers who offer SIMPLE IRAs are obligated to include specific information on a plan participant's W-2 form. Salary deferral contributions are among the requirements that must be included on ...

A deductible IRA can lower your tax bill by allowing you to deduct your contributions on your tax ... to an employee-sponsored retirement plan at work and whether you receive Social Security ...

You always have the option to open an IRA on your own through a brokerage, bank or credit union. But before you do, it is important to understand how IRAs work ... on your contributions in the ...

A custodial Roth IRA is a retirement account for minors that allows for tax-free growth. It provides all the benefits of a ...

As a high-earner, you can also get around Roth IRA income limits by doing a rollover ... However, you usually have to reach age 59½ before you can do so. If you want to convert assets from ...

A SIMPLE IRA, or Savings Incentive Match Plan for Employees, is a type of traditional IRA for small businesses and self-employed individuals. As with most traditional IRAs, your contributions are ...

There is no minimum age to set up a Roth IRA for your child, but they do need to have ... earnings or logging their work in a journal. Matching your child’s contributions can be a great way ...