Should you use rule 72 (t)? SEPPs work best in certain circumstances. Rule 72 (t) requires that you spread the distributions out over your life expectancy (or your life plus a beneficiary's life).

Jeffrey Levine: Well, 72 (t) distributions are a way to get access to retirement dollars prior to 59 and a half without paying the 10% penalty.

Circular Statistics and Probability Distributions Publication Trend The graph below shows the total number of publications each year in Circular Statistics and Probability Distributions.