Homes in the United States have historically appreciated over time. This appreciation can help new homeowners build equity ...

The turn of the calendar seems to offer new hope of finding a home, setting down roots, and building wealth. But how to turn ...

If you plan to put less than 20% down on your home home, the lender will likely require PMI. But what does it do and how much ...

FHA construction loans allow you to purchase land and build a home with the mortgage converting into long-term financing once ...

Some loan programs offer a zero down payment option. But more than likely, you'll need at least 3% down. You’re excited about the prospect of purchasing a home. Only you’ve heard that you may need to ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.

For homebuyers, it’s natural to want the lowest rate possible, especially since rates and home prices have risen so much in recent years. But rate shopping during the tight homebuying timeline can be ...

Maybe, in the excitement of closing on your new home, the numbers dissolved into a blur. But now, after making a few mortgage payments, you’ve started to notice how much interest you’re paying to the ...

The average down payment for first-time homebuyers is just 9%, thanks to a variety of programs that don't require the traditional 20% down. Your down payment plays a big role in your home purchase. It ...

If you have a low to moderate household income and want to purchase a home, you may be comparing a USDA loan vs. FHA loan. These loan products have more relaxed lending requirements than conventional ...