Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

How to prepare.

Thrift Savings Plan participants need to carefully weigh the advantages and potential tax pratfalls of moving their balances to an after-tax investment strategy.

A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their new employer or another account, Vanguard found.

Non-deductible IRA contributions can create serious headaches. Learn how a reverse rollover can avoid the pro-rata rule, simplify recordkeeping, and prevent double taxation. The regular rollover ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think.

Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...

Planning for retirement requires us to consider not only how to build wealth but how to protect it. Employers offer 401(k)s to address the first need, but careful planning can help us ensure our money ...

A campaign for pensioners to be granted a separate tax code allowing them to earn double the current rules before paying tax ...

Rolling over a 401(k) into a gold IRA can diversify retirement savings, but not all plans are eligible. A direct rollover is often the safest option to avoid taxes and penalties. Only specific ...

Before you tap into your EPF balance, understand what you can withdraw, when you can withdraw it, and how unemployment rules actually work.

The Tribunal held that CPC wrongly applied the outdated ₹3 lakh ceiling despite Notification No. 31/2023 enhancing the limit to ₹25 lakh. Since the retirement benefit was within the revised cap, full ...