Catch-up contributions could add up to a significant amount that is ready to be withdrawn tax-free in retirement.
Thrift Savings Plan participants need to carefully weigh the advantages and potential tax pratfalls of moving their balances to an after-tax investment strategy.
Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.
Don't be too quick to write it off.
Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...
Index funds have basically become the default recommendation for retirement investing, and for good reason, as low fees, broad diversification, and decades of data showing they outperform most ...
A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their new employer or another account, Vanguard found.
It's OK to begin saving with small amounts of money.
A campaign for pensioners to be granted a separate tax code allowing them to earn double the current rules before paying tax has soared ...
Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think.
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