Here's how the Internal Revenue Service itself defines RMDs: "Required minimum distributions (RMDs) are the minimum amounts ...

A little confusion over something that's seemingly simple can end up taking a costly toll when not handled properly.

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Understanding 401(k) withdrawal rules A 401(k) is an employer-sponsored retirement plan. You make regular pre-tax contributions to it – that is, straight off the top of your paycheck — and the ...

The specific rules and eligibility surrounding an in-service distribution can vary depending on the retirement plan and the employer’s policies, but most 401(k) retirement accounts don’t allow ...

A crucial aspect of these legislative changes is the impact on trusts named as beneficiaries of retirement accounts. This ...

The Women's Retirement Protection Act (WRPA) would prevent spouses from raiding their partners' 401(k) accounts.

Although Roth IRA withdrawal rules are more flexible than traditional ... Before early withdrawing from your retirement savings, consider other income options. In general, Roth IRA early ...

Knowing your 401(k) payback rules will help you avoid penalties ... schedule may result in the loan being classified as a distribution, subjecting it to income tax and potentially early withdrawal ...

it can take significant time to recoup the loss of cash taken out as an early distribution. [Read: How to Take Advantage of 401(k) Catch-Up Contributions.] Understand Your Plan’s Rules While the ...