IRS Publication 571 offers detailed guidelines on tax-sheltered annuities for 403(b) plans, including contributions, rollovers, and distribution rules.

But just because your company offers a 401 (k) match doesn't mean you're guaranteed to get all of that money, even if you contribute enough out of your paychecks in theory to claim it in full. One ...

Many Americans contribute a percentage of their paycheck to their 401(k). Here's how your savings rate compares.