One of the things that many workers don't understand about retirement is that you'll have to create a completely new budget.

You’ve probably heard that your 401(k) is a great investment for retirement ... believe tax rates will be higher in the future and want to lock in today’s lower tax rates. For example ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Some 71 million workers have access to 401(k) retirement plans and they have saved $8 trillion toward their retirement. The ...

If you take out a 401 (k) loan, you’ll temporarily have fewer funds invested. In the case of withdrawals, the money will be ...

Many savers are drawn to traditional IRAs and 401(k)s because they offer a tax break on contributions. But in return, people ...

Six of 10 retirement savers said ... workers to stay in the plan even after they’ve retired, she said. With size comes purchasing power. “As you age, you have a larger balance and that ...

When you withdraw funds in retirement, the money is considered taxable income. There are some quirks. For example ... IRA are that it’s funded with after-tax dollars, withdrawals are not ...

For many Americans, 401(k) and other tax-deferred retirement plans represent the lion’s share of their investable assets. After ... that you have other choices. Using the previous example ...

Saving enough for retirement can seem impossible. But it's much more achievable if you break it down by month. Find out how much you need to save now.

If you take out a 30-year mortgage at age 35 or earlier, for example ... in a lower tax bracket after you retire, as your peak earning years are generally in your 50s, not after retirement.