Planning to retire on $150,000 a year? Here's the real math on how much you need saved, factoring in Social Security, taxes ...

Even if you don’t have a 401(k), you can still build a strong retirement plan. Here’s how to use IRAs, Solo 401(k)s, and smart investing to protect your future.

A 401 (k) loan permits you to withdraw up to 50% of your vested account balance or $50,000, whichever is less. If your vested ...

The number of hardship withdrawals from 401(k)s is growing. Learn what’s driving the trend, the risks and smarter ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

Looking to save money on taxes and have your retirement income go further? Retire to one of these 18 U.S. cities where 401(k) ...

Turning 73 in 2025: For the first year you're subject to RMDs only, you can wait until April 1 of the following years to take ...

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) ...

Retiring early with a 401(k) requires understanding how to access funds before the standard retirement age without triggering ...

It’s tempting to view your 401(k) as a financial safety net during tough times, but tapping into it too early can turn into a ...

Some workers don’t have access to an employer-provided retirement plan, and 401 (k) quality can be uneven. High administrative costs, meager employer matching contributions, and costly investment ...

Catch-up contributions allow workers aged 50 and older to save extra money into their retirement accounts in addition to the ...