"I have a Thrift Savings Plan, Roth 401 (k) and an investment account that could provide funds to sustain me for how long I estimate this will last." (Photo subject is a model.) ...

"I have a Thrift Savings Plan, Roth 401 (k) and an investment account that could provide funds to sustain me for how long I estimate this will last." (Photo subject is a model.) I'm furloughed due to ...

Even if you don’t have a 401(k), you can still build a strong retirement plan. Here’s how to use IRAs, Solo 401(k)s, and smart investing to protect your future.

A 401 (k) loan permits you to withdraw up to 50% of your vested account balance or $50,000, whichever is less. If your vested account balance is less than $10,000, then you can withdraw up to $10,000.

The number of hardship withdrawals from 401(k)s is growing. Learn what’s driving the trend, the risks and smarter ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

Even the sale of equipment from a business can produce a good chunk of change, though where that comes in the pecking order assumes you have a pecking order in the first place. Thanks to Jeff Bezos, ...

While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) distributions, while others provide deductions or exclude retirement income ...

Retiring early with a 401(k) requires understanding how to access funds before the standard retirement age without triggering heavy penalties. This involves leveraging strategies like Rule 72(t) ...

"Glide paths" are set formulas for how a portfolio will gradually reduce the percentage of investments in stocks and increase ...

It’s tempting to view your 401(k) as a financial safety net during tough times, but tapping into it too early can turn into a costly regret. Many Americans make a 401(k) withdrawal mistake without ...

Some workers don’t have access to an employer-provided retirement plan, and 401 (k) quality can be uneven. High administrative costs, meager employer matching contributions, and costly investment ...