While these financial fads have gained attraction, are they actually worth the hype — and worth your time? Sometimes, yes: ...

Why? Because banks use the federal benchmark rate to determine APYs. When this rate drops, it reduces borrowing costs, which ...

BNPL plans look simple, but hidden costs and credit risks can quietly turn small purchases into bigger problems.

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your ...