The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

While this sell system is designed to preserve the growth portion of a portfolio, it comes with a downside: Money can be ...

A practical guide to money market funds, FDIC-insured accounts, and stable-value products inside college savings plans.

Take Fidelity Investments, which administers many of the nation’s 401 (k) holdings. A company statement explains that most plans—though not all—have the distribution rules outlined in documents such ...

Thanks to the SECURE 2.0 Act, you can roll over funds from your 529 into a Roth IRA, as long as certain conditions are met.

If you don’t need the money right away, keeping your money in the 529 plan until the market recovers and you can recoup your losses is a good option, says Autumn Knutson, founder of Tulsa, ...