Opening a traditional IRA is a fairly straightforward process involving only a few steps. Here's what you need to know to ...

Contributions to a traditional IRA may be tax-deductible. Taxes are paid upon withdrawal of funds, typically during retirement. Early withdrawals may be subject to penalties, with some exceptions.

However, most accounts inherited since 2020 are now subject to the "10-year rule." The 10-year rule specifies that IRAs must be empty by the 10th year following the original account holder's death.

Responding to a recent call from a financial advisor in Ohio, the ERISA consultants at the Retirement Learning Center (RLC) address a question on SIMPLE IRA catch-up contribution limits.

An IRA is a tax-advantaged retirement savings account. Learn about the types of IRAs and their advantages to help you decide whether an IRA is right for you.

RMD rules are more than just guidelines, according to EBRI research released last week, but are clearly a defacto default strategy.

The IRS imposes strict guidelines on Gold IRAs, including approved metal types, purity standards, storage protocols, ...

She has a traditional IRA worth $1 million left to her by her late husband, in addition to checking and savings accounts, and a small life-insurance policy. My husband is listed as a beneficiary ...

If you’re a single-income, married couple, you could use a spousal IRA to save more for retirement. Here’s what to know.

Conventional Margin Trading Is Not Allowed with IRAs Legally, you generally can’t margin trade with an IRA, because the IRS prohibits the use of IRA funds as collateral. “Trading on margin ...

Commissions do not affect our editors' opinions or evaluations. An individual retirement account (IRA) is a great way to supplement your retirement savings. An IRA gives you valuable tax ...