Are fixed or variable home equity borrowing rates better this April?
The answer to the question depends on multiple considerations. Here's what homeowners should consider ahead of April.
How much further can HELOC interest rates fall? Experts weigh in
Though HELOCs have variable interest rates and are subject to change, there have been numerous drops in HELOC borrowing rates ...
How to compare HELOC and home equity loan rates now
Unfortunately, in the economic climate of the last few years, rates haven't been particularly advantageous. Whether you were ...
HELOCs drop to two-year low, approaching 8%; home equity loans at their cheapest this year
HELOCs and home equity loans are down substantially from the highs reached at the beginning of 2024, with HELOC rates hitting ...
Fed leaves rates unchanged. But here are changes you can make to earn more on savings or pay less on debt
The Federal Reserve on Wednesday decided yet again to stand pat on interest rates. Despite the Fed’s inaction, there are ...
Slash Your Retirement Taxes: The Reverse Mortgage Advantage
Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.
Home-Based Alternative Financing’s Appeal For Individuals, Investors
The alignment of consumer demand and investor appetite makes home-based alternative financing a vital tool in modern ...
Those low intro HELOC interest rates offers: Here’s what you’re missing in the fine print
Provided you continue to meet contract requirements, your HELOC APR will stay locked in at the low promotional rate for the ...
What’s the difference between a home renovation and a remodel?
A remodel may include raising a ceiling, moving a bathtub to a new wall, adding an extension or new room or even installing a ...
Why are HELOC rates so much lower than home equity loans now? Experts weigh in
HELOC interest rates are near two-year lows, making them significantly cheaper than home equity loans. Here's why.
5 ways to use home equity to finance long-term senior care
Almost 70% of people turning 65 today will need some type of long-term care services. So, how will they pay for it?
The Straits Times14d
Credit card debt crosses $8b; delinquency rate about 1% to 3%: MAS and Credit Bureau Singapore data
SINGAPORE – The amount of credit card debt not paid by the due date hit a record high late in 2024, but the level of indebtedness is not ringing any alarm bells yet. Rollover balances – the ...