With fewer protections and guardrails, we have a much less effective system.

An IRA conversion can give you a leg-up in retirement with tax-free income. But proceed with caution.

Many big home repairs can’t wait, but your retirement also needs protection. Learn if and when to use cash, a money‑market fund, a Roth IRA, or a 401(k) for home repairs.

First, if you're struggling to save for a home, to the point where you need your IRA to fund your down payment, you risk ...

With the new year now underway, it’s time to get started investing in your IRA if you haven’t already. Traditional and Roth ...

Roth IRAs do not give you a tax break on retirement plan contributions like traditional IRAs do. In exchange, you get tax-free investment gains and withdrawals. You also get more flexibility on how ...

Matt Koppenheffer is the former Head of the Coverage Team at The Motley Fool. He was a full-time Motley Fool employee from 2012-2025 and is a former advisor and analyst for multiple Motley Fool ...

A gold IRA is a self-directed retirement account that allows investors to hold physical gold and other precious metals. These ...

Considering a gold IRA? Learn the pros, cons, fees and risks, plus how gold compares with cash and physical gold for retirement savings.

Thinking about rolling over a 401(k) into a gold or silver IRA? Learn who’s eligible, how it works and what tax and timing rules to watch in 2026.