When you're buying a home, having your full financial picture in check is important. This includes your retirement and IRA ...

If you’re expecting to inherit an IRA from a parent or other relative, the distribution rules have fundamentally changed in ...

Section 72(t) offers penalty-free early IRA withdrawals with a serious catch: you're locked into fixed payments for years and ...

First, if you're struggling to save for a home, to the point where you need your IRA to fund your down payment, you risk ...

Imagine that you have $900,000 in a Roth IRA and collect another $2,200 per month in Social Security. Can you afford to ...

Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

But you may still be confused about exactly how much you need to withdraw -- and from which accounts. To make things more complicated, RMD rules have changed over the last several years. That can lead ...

Newly created by the One Big Beautiful Bill Act, Trump Accounts are free, tax-deferred investment accounts for kids, similar to custodial brokerage accounts and individual retirement accounts, or IRAs ...

How grandparents can use Inherited IRA and special needs trust planning to reduce taxes and provide long-term financial ...

Tax mistakes can be costly, especially for middle-class taxpayers. Many people assume tax planning is only necessary for high ...

Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...

The number depends on a handful of factors, the most important of which is your age.