A Roth IRA gives you tax-free growth and withdrawals in retirement. Take money out too soon, however, and you'll face income taxes plus a 10% tax penalty.

Discover how the IRS's Rule 72(t) lets you make penalty-free withdrawals from IRAs and other retirement accounts, including key calculations and examples.

If you have a Roth IRA, understanding the Roth IRA 5-year rule is critical to avoiding taxes and penalties when you withdraw ...

If you have just inherited a Roth IRA from your parent, spouse, or non-spouse, here are the rules for taxes and beneficiaries ...

For millions of Americans approaching retirement, the dream of leaving work behind depends on one crucial question: how to ...

Learn how and when withdrawals from your traditional IRA or Roth IRA and traditional 401(k) or Roth 401(k) can affect your ...

If you're not too familiar with required minimum distributions, here are eight things you need to know about taking the right ...

If you've been struggling to buy a home but have money in an IRA for retirement, you may be thinking of taking an early ...

Tax-advantaged retirement accounts like a 401(k) or IRA are powerful saving tools. The key benefit of a 401(k) or IRA is the ability to defer taxes on savings. If you break the IRS' rules, you could ...

If so, you qualify for a special rule that would allow you to take distributions without incurring the 10% early withdrawal penalty tax that normally applies to withdrawals prior to age 59½. Once you ...