Choosing the right sum assured ensures your family has the financial support they need in your absence. Using a term ...

The MarketWatch Guides team can help you determine how much life insurance you need with a free life insurance calculator.

Life insurance is often seen as a necessity for male breadwinners, but its importance for women—whether working professionals ...

Life insurance is a fundamental component of financial planning, serving as a safety net for families in times of unforeseen ...

Calculating how much life insurance coverage your family needs starts with considering your family size and current financial ...

Despite their significant contributions, many women in India, particularly homemakers, lack life insurance. This coverage is ...

A mutual life insurance company is one in which you, as a policyholder, also retain voting rights and receive dividends as an ...

Life insurance is an essential financial tool that provides security while helping you plan for the family’s future. The ...

Understanding how smoking affects policies and which insurers offer competitive rates can help you secure affordable coverage ...

Honesty is required while obtaining life insurance. Misstatement of facts about your health, habits, or lifestyle can cause claims denial or policy lapse. Insurers check facts provided by you, hence ...

A general guideline is having a life cover of at least 10 to 11 times your annual salary, but this can vary based on unique ...

Another way to figure out your life insurance needs is to use a life insurance calculator. Here’s an easy-to-use calculator to help you determine how much life insurance you need.