One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...
There are going to be many factors that help you determine if you’re ready to retire to $90k per year for as long as you’ll ...
If you don't have a strategy for taking money out of your retirement accounts, your accounts could run dry too soon.
This is why the traditional 4% rule might not work for early retirees. The rule also overlooks other important factors such ...
As you transition from earning a paycheck to living off your portfolio, choosing the right withdrawal strategy is crucial. While there's no one-size-fits-all approach, understanding various methods ...
After decades of squirreling away money for retirement, there comes a time when retirees must start withdrawing money from their accounts. Drawing down 401(k), IRA and other assets earmarked for ...
Bengen's 4% rule has long been viewed as a starting point for mapping out an annual withdrawal plan that guards against retirees running out of money. But the rule has been questioned in recent years, ...
A lot of people reach retirement age without much money in savings. But if you worked hard and saved well, you may be in a very different position. And if you’re retiring with a respectable nest egg, ...
Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. But that ...
You've worked hard to accumulate the resources you need to retire in style. A strong decumulation plan can ensure you never ...
If you've spent most of your adult life hearing that your withdrawal strategy in retirement requires withdrawing no more than ...
Emily DiNuzzo is a writer and former full-time journalist whose work has appeared in Reader's Digest, INSIDER, and Well + Good. She continues to pursue her passion for writing and personal finance, ...