The 4% withdrawal rule is pretty popular among retirees, but you can get away with a 5.5% withdrawal rate with this strategy ...

The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

We spend thirty or forty years obsessively checking the balance of our 401(k), but we rarely spend five minutes talking about the actual “spend-down.” The truth is, your nest egg is just raw material.

Is Rs 1 crore enough to retire in India? A new study compares how long a ₹1 crore corpus may last in fixed deposits, annuity, SWP and equity strategies after adjusting for inflation. The findings show ...

Age 59 is a financial milestone as it marks the transition between retirement saving and strategizing distributions.

The “4% Rule” has been the holy grail of retirement planning for decades. The concept was developed in the 1990s and offered ...

The income matters in retirement more than total returns. Read how we manage portfolios by combining value investing ...

Leaving your job? Your savings can stay invested tax-efficiently until retirement. Here's what the rules, limits and recent ...

Retirement planning isn’t just a matter of dollars and portfolios. It’s about how you want to live, contribute, and find meaning once the routine of full‑time work ends. Phased retirement is one ...

Traditional retirement strategies are outdated in a subscription-driven, debt-laden economy. Read why investors must focus on income for retirement.