The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

We spend thirty or forty years obsessively checking the balance of our 401(k), but we rarely spend five minutes talking about the actual “spend-down.” The truth is, your nest egg is just raw material.

The “4% Rule” has been the holy grail of retirement planning for decades. The concept was developed in the 1990s and offered ...

Age 59 is a financial milestone as it marks the transition between retirement saving and strategizing distributions.

Retirement planning isn’t just a matter of dollars and portfolios. It’s about how you want to live, contribute, and find ...

Leaving your job? Your savings can stay invested tax-efficiently until retirement. Here's what the rules, limits and recent ...

The income matters in retirement more than total returns. Read how we manage portfolios by combining value investing ...

Experts explain whether $2 million is enough to retire comfortably and how factors—like your cost of living, lifestyle, and life expectancy—can play a key role.

Traditional retirement strategies are outdated in a subscription-driven, debt-laden economy. Read why investors must focus on income for retirement.

But now that I’m three years away from retiring at 65, I’m not sure what approach to take. I’ve gradually changed my asset mix from the typical 60-per-cent equities, 40-per-cent bonds mix to an ...