The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, ...

Explore variable withdrawal strategies for retirement planning – its definition, factors, types, advantages, disadvantages, and assessing the suitability.

We spend thirty or forty years obsessively checking the balance of our 401(k), but we rarely spend five minutes talking about the actual “spend-down.” The truth is, your nest egg is just raw material.

Retirement planning isn’t just about saving money. Here’s how to approach it with strategy by aligning income, risk, taxes and lifestyle goals for long‑term security ...

The best retirement withdrawal method depends on what’s most important to you. That’s one of the conclusions from our recent annual study on safe withdrawal rates. Every spending method involves some ...

Retirement planning isn’t just a matter of dollars and portfolios. It’s about how you want to live, contribute, and find ...

Age 59 is a financial milestone as it marks the transition between retirement saving and strategizing distributions.

Leaving your job? Your savings can stay invested tax-efficiently until retirement. Here's what the rules, limits and recent ...

The 4% rule has been the gold standard for retirement planning since the 1990s. The premise was simple: withdraw 4% of your portfolio in year one of retirement, adjust that dollar amount for inflation ...

Margaret Giles: Hi, I’m Margaret Giles with Morningstar. What should those saving for retirement and those already there have on their radars for 2026? Joining me to discuss that topic is Morningstar ...