Earn 2 miles per dollar spent on most purchases, and receive a slew of travel-related perks, including airport lounge access.

The American Express Gold Card falls between entry-level and premium cards in terms of annual fee, perks and earning rates.

The card earns bonus points for travel and dining-related spending, which can be redeemed for more value through Chase. It piles on the perks, too, but they come at a price. With a big sign-up ...