The Traditional IRA is the most widely used retirement account. Contributions are often tax-deductible, depending on income ...

Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Here are the pros and cons of Gold IRAs, providing insight into their benefits and drawbacks for savvy investors: ...

Rolling over a $1 million 401(k) to a financial advisor might seem like a smart move — but according to personal finance ...

If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...