The Traditional IRA is the most widely used retirement account. Contributions are often tax-deductible, depending on income ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Rolling over a $1 million 401(k) to a financial advisor might seem like a smart move — but according to personal finance ...

If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

What are the biggest mistakes people make when managing their retirement accounts? This week on Decoding Retirement, Robert ...

Unlike a Roth IRA, which has income restrictions, a Roth 401 (k) is open to anyone — if your employer offers it. Not all ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record ...

Thanks to the SECURE 2.0 Act, you can roll over funds from your 529 into a Roth IRA, as long as certain conditions are met.