“I plan to be debt-free in less than two years.” ...

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

It might not seem like good news now, but it could be a big help in retirement.

Roth IRAs are popular for tax benefits in retirement. Consider Vanguard's 'BETR' approach, other factors to see if a Roth conversion's right for you.

Learn how inheriting a US IRA or 401(k) works for spouses and non-spouses, including taxes, withdrawal rules, and ...

If you have access to a 401(k) plan through your job, you have a prime opportunity to build retirement savings. But it's ...

Despite viral social media claims that 401(k) retirement plans are a scam, financial professionals say they can be powerful tools for building long-term savings when used wisely.

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...