(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

If you're contributing to a Roth IRA, you're already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

A Roth 401(k) allows you to contribute money toward your retirement with protection from tax rate increases in the future.

The Roth IRA, named after the late Delaware Sen. William Roth, became a savings option in 1998, followed by the Roth 401(k) in 2006. Creating a tax-free stream of income is a powerful retirement tool.

Roth 401(k)s have higher contribution limits and an employer match, while Roth IRAs have more investment options. Both offer tax-free withdrawals in retirement.

More employers offer a Roth 401(k) option, enabling tax-free distributions in retirement. 2025 contribution limits are $23,500, with those 50 and older eligible for higher limits. Employers can ...

A Roth 401(k) does not offer immediate tax benefits at the time of contributions, as contributions "are made using after-tax dollars" and "don't reduce your taxable income," said Investopedia.

While rolling over a traditional 401(k) account has its quirks, rolling over a Roth 401(k) comes with a unique set of rules. This article highlights some key considerations to keep in mind when ...

The Roth 401(k) account, for example, must be established for at least five years, and generally, you'd need to be over the age of 59½ for tax-free and penalty-free withdrawals.