Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, ...

An individual may elect to defer some of their wages into a retirement plan through their employer's plan . That deferral could be as much as $24,500 for ...

Those with extra savings may be missing out on tax‑free growth. Learn when a mega backdoor Roth makes sense, how it works inside a 401(k), and key risks to watch out for.

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

Contributing to your 401(k) is a great way to prepare for retirement, allowing for tax-deferred growth and, in some cases, ...

Learn how inheriting a US IRA or 401(k) works for spouses and non-spouses, including taxes, withdrawal rules, and opportunities for tax deferral.

Run the numbers: For 2025, the standard deduction is $31,500 for married couples and $15,750 for singles. If your total itemized deductions — including mortgage interest, charitable giving, and state ...

About 50 million workers lack access to employer-sponsored retirement plans, a hurdle to setting aside money for old age.

President Donald Trump could use his State of the Union address on Tuesday night to unveil a new plan.

Small businesses are rapidly becoming some of the biggest new adopters of 401(k) plans, opening up retirement coverage to millions of workers who have historically had little or n ...