“I plan to be debt-free in less than two years.” ...

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

Making catch-up contributions in a 401(k) could supercharge your savings ahead of retirement. There's a special rule that ...

Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

Despite viral social media claims that 401(k) retirement plans are a scam, financial professionals say they can be powerful tools for building long-term savings when used wisely.

If you have access to a 401(k) plan through your job, you have a prime opportunity to build retirement savings. But it's ...

Learn how inheriting a US IRA or 401(k) works for spouses and non-spouses, including taxes, withdrawal rules, and ...

Run the numbers: For 2025, the standard deduction is $31,500 for married couples and $15,750 for singles. If your total ...

Tens of millions of US employees working in the private sector don’t have access to a retirement savings plan like a 401(k) at work.

Catch-up contributions could add up to a significant amount that is ready to be withdrawn tax-free in retirement.