“I plan to be debt-free in less than two years.” ...

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

Despite viral social media claims that 401(k) retirement plans are a scam, financial professionals say they can be powerful tools for building long-term savings when used wisely.

Making catch-up contributions in a 401(k) could supercharge your savings ahead of retirement. There's a special rule that ...

If you have access to a 401(k) plan through your job, you have a prime opportunity to build retirement savings. But it's ...

Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

Changes to 401(k) policies usually take time, and many retirees are unaware of new regulations. Here are some important ...

If we want retirement savings to follow the worker, they shouldn’t need a GPS, three passwords, and a tax advisor to get there.

Tens of millions of US employees working in the private sector don’t have access to a retirement savings plan like a 401(k) at work.

Catch-up contributions could add up to a significant amount that is ready to be withdrawn tax-free in retirement.

Dividend Income is the fruit from the labor of investing your money in the stock market. In December, we (my wife and I) ...