RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

A Roth 401(k) allows you to contribute money toward your retirement with protection from tax rate increases in the future.

In short, a 401 (k) allows you to contribute anywhere from $23,500 to $34,750, depending on your age. Income limits: If you're a high earner, you may be ineligible to contribute to a Roth IRA.

If your employer offers a 401 (k) plan, you may decide to sign up for the ease and convenience it offers, not to mention a workplace match. And if that 401 (k) has a Roth option, that's something ...

The Roth IRA, named after the late Delaware Sen. William Roth, became a savings option in 1998, followed by the Roth 401 (k) in 2006. Creating a tax-free stream of income is a powerful retirement ...

If your employer offers a 401 (k) plan, you may decide to sign up for the ease and convenience it offers, not to mention a workplace match. And if that 401 (k) has a Roth option, that's something ...

The nice thing about a Roth 401 (k) is that your money is yours to enjoy tax-free later in life. But if your tax bracket ends up being lower in retirement than during your working years, you may ...

The best features of a 401 (k) You can save more: 401 (k) plans generally allow for higher annual contributions than Roth IRAs, allowing you to build your nest egg at a faster clip.