Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

Under the Employee Retirement Income Security Act (ERISA), your 401 (k) funds are typically protected from creditors and ...

Understanding the implications of the '10-year rule' on pre-tax IRAs can significantly impact your financial planning. While ...

If deciding what to do with an old 401(k) plan has been on your to-do list, here are the key steps you should take to get it done.

Old 401(k)s are a little like the old clothes in the back of your closet. You know you should do something about them, but there they sit, mostly out of sight and mind.

The Chubby FIRE Reddit community offers advice for a student who's thinking of using a Roth IRA. Here's what they said.

Don't miss the April 15, 2025 deadline for 2024 IRA contributions, avoid penalties and leverage the 5-year Roth rule.

Dave Ramsey, a personal finance expert, recently shared his insights on 401(k)s and Roth IRAs. He believes these are powerful ...

If you expect your tax rate to drop in retirement, it may make sense to transfer funds from your 401(k) to a Roth IRA. Here's ...

The company I work for was just purchased and our 401 (k) is temporarily frozen for transactions. In the near future we’ll be given the opportunity to roll the money into the new larger 401 (k) plan, ...

If you have excess cash to save towards retirement right now, or if you’re unsure of how your employer retirement plan (401(k), 403(b), etc.) should be allocated (pre-tax vs. Roth contributions ...