If you have access to a 401(k) plan through your job, you have a prime opportunity to build retirement savings. But it's ...

Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

Though you lose an up-front tax break, you gain much, much more.

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think.

You will not be the only one ticked off about this, but your employer is not getting anything from your funds going into a ...

Changes to 401(k) policies usually take time, and many retirees are unaware of new regulations. Here are some important recent updates in 401(k) rules.

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, which stack on top of the regular limits for employee contributions to ...

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

When approached strategically, retirement plans are long-term investments in your workforce that compound over time, not ...

RMD age rose to 73 in 2023 and rises to 75 in 2033. Roth 401(k)s eliminated RMDs entirely starting 2024. New retirement plans must auto-enroll workers at 3-10% contribution rates starting 2025.

401(k) and Roth 401(k) plans are two ways to save for retirement. In a traditional 401(k), your contributions are tax deferred, and taxes apply only when you begin making withdrawals in retirement. In ...

Only a tiny percentage of investors who contributed to their retirement plans are making catch-up contributions, according to new research from the Public Retirement Research Lab, a data tracker for ...