Key Points Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Roth IRAs ...

Answer: Generally speaking, it makes the most sense to consider a Roth conversion when your current tax rate is lower than ...

Shannon Liu Shair started 529s for each of her two kids when they were born and both accounts have grown to $100,000.

The Traditional IRA is the most widely used retirement account. Contributions are often tax-deductible, depending on income ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...

Inflation is a silent threat, but with careful planning, your Individual Retirement Account (IRA) can remain a reliable ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

New tariffs could increase prices and shake the markets. Here’s what retirees need to know about Roth conversions, big ...

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

Allowing your retirement account to grow with the still-working exemption may be the ideal option, but it's essential to ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

A Roth IRA is a retirement account invested in the market where you pay taxes upfront by contributing after-tax dollars, and later in retirement, your withdrawals are tax-free ...