A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will ...

With a traditional retirement plan, you'll not only pay taxes on gains eventually, but you'll also be forced to take required ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

Gold futures (GC=F) have been on a warpath in 2025, ascending to continuous record highs and eyed crossing another benchmark ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

Your Roth conversion decision starts with figuring out where you are in a tax bracket. - /iStockphoto If you’re in early ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

Roth IRAs have a five-year rule for the initial account opening and funding. If withdrawn early and this rule is not ...

If you have a Roth IRA, understanding the Roth IRA 5-year rule is critical to avoiding taxes and penalties when you withdraw money. Here's more details!

Social Security benefits are taxed at the federal level. They are also taxed in a small number of states. This can be upsetting to discover as a retiree, since these are earned be ...

A CFP explains how to convert a $1.6M 401(k) to a Roth IRA without triggering high taxes, plus tips on timing, tax brackets, ...