Required minimum distributions (RMDs) from pre-tax retirement accounts can have a number of unintended consequences. These ...

Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you ...

When should you use a Roth IRA to manage your taxes? As you hit your 60s, it's common to shift retirement planning from ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

In the case of many individuals investigating the FIRE (financial independence, retire early) lifestyle, there is always a ...

The Backdoor Roth IRA is a valuable retirement savings tool for high-income earners looking to maximize tax-free retirement ...

Your pre-tax IRA is subject to future income taxes, depending on your bracket. But it could offer planning opportunities, ...

There’s a reason many people opt to save for retirement in a traditional IRA. These accounts offer a tax break on the money ...

If you expect your tax rate to drop in retirement, it may make sense to transfer funds from your 401(k) to a Roth IRA. Here's ...

Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion strategically is key to maximizing the benefits. A recent Schwab retirement ...

CNBC reported last year that Roth conversions were up 46% year-over-year. Google Trends data shows interest in Roth ...

By leveraging tax-advantaged accounts and products, you can build a retirement plan that maximizes growth, minimizes taxes ...