One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

MCKINNEY, TX, UNITED STATES, July 2, 2025 /EINPresswire.com/ -- For individuals considering whether to convert their traditional IRAs, 401(k)s, or other tax-qualified retirement plans to a Roth IRA, ...

Want to retire early? Cut expenses, invest smartly, maximize savings, plan healthcare, and avoid lifestyle inflation to ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You could pay the tax on the distribution, move the money and then change your mind ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Avoid costly tax mistakes with your IRA. Learn how skipping IRS Form 8606 cost one investor $50,000—and how you can protect ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

If you make above a certain income, expect to pay more for Medicare, due to the IRMAA, unless you take steps to lower your ...

Can AI really replace a skilled financial professional? In this episode of Decoding Retirement, Robert "Bob" Powell speaks ...

To withdraw earnings tax-free, you must wait five years from the date you make a contribution or conversion. In the case of your first conversion, that’s Jan. 1, 2028. (Your date is correct for that ...

The bulk of your retirement money has already been earned, but that doesn't mean you can't make the most of what you have.

A Roth IRA conversion is a financial strategy that allows individuals to transfer funds from a traditional IRA or other ...