Some heirs are considered "eligible designated beneficiaries," and the 10-year rule does not apply to them. These include ...

Choosing a Roth IRA can be tough -- especially when you're just starting out. Read Next: 8 Frugal Habits Americans Are ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

You can take contributions out of a Roth IRA, but there are caveats depending on if the transaction is subject to the Roth ...

Can AI really replace a skilled financial professional? In this episode of Decoding Retirement, Robert "Bob" Powell speaks ...

FORT MYERS, FL, UNITED STATES, June 18, 2025 / EINPresswire.com / -- OnPointe Software is revolutionizing Roth conversions with the launch of its Roth IRA Conversion Calculator.

Is it wise to start converting my 401(k) into an IRA (and then Roth) by 10% per year in order to avoid having to claim too much income each year when converting and also avoid RMDs as much as I can?

One of the most important things you can do for your retirement is save consistently for it. You should expect to need money on top of what Social Security pays you. And the larger a nest egg you brin ...

Whether you are considering a new Roth 403 (b) option or weighing a Roth IRA conversion, these decisions must be approached thoughtfully. Evaluate your tax brackets, market conditions, available cash ...

A Roth conversion is the process of rolling over retirement funds invested in a pretax account, like a regular IRA or 401 (k), into an after-tax Roth IRA. You’ll pay capital gains taxes at the ...